Trying to understand how care funding works, whether you might be eligible for local authority or NHS support and how much it might cost if you are paying for it yourself can be very confusing.
Below you’ll discover the main ways in which care is funded so you know where to start.
Source #1: Local authority funding
Local authorities generally apply two criteria when assessing whether they will fund somebody’s care. The first is a test of whether your need for care qualifies and the second is a financial assessment of the extent to which you will be required to contribute to the cost of your care. If you are assessed as not needing to contribute financially to the cost of your care, your local authority would fund the full cost.
Source #2: Self-funding
Source #3: Local authority funding with a personal contribution
Source #4: Other primary sources of funding
So where do I start?
A good starting point is to contact your local authority’s Adult Social Care team to ask for an assessment and to talk to them about what help and support you need, funding options and what care providers are in your area. They can help establish whether you would qualify for local authority support and whether they would provide any funding for your care and support.
For further insight into how much you’d have to fund yourself, how to avoid surprise additional costs from providers and other benefits or allowances that may be available, download your Guide to Funding Care at Home.
If you’d like to chat to us about how support at home can help you or a loved one then do get in touch using the details below.
Helping your loved one to continue living independently and confidently in their own home.
By providing a range of support at home, we’re helping many clients across Bath & North East Somerset and West Wiltshire retain their independence and stay in control in the comfort of their own homes.
Remember we’re always here if you want to chat about your care options. Just get in touch:
Call 0333 043 4880 – Email enquiries@abneyandbaker.com – Book a call here
